Agricultural Bank of China reports stronger lending, higher profit in 2025

BEIJING, March 30 (Xinhua) — Agricultural Bank of China, one of the country’s biggest state-owned commercial banks, on Monday reported stronger lending and higher profit and revenue in 2025.

The bank reported reasonable growth in total financing. By the end of 2025, its total assets stood at 48.8 trillion yuan (about 7.05 trillion U.S. dollars), including 27.13 trillion yuan in loans, up by 2.23 trillion yuan from the beginning of the year.

The bank provided stronger and more effective support for the real economy. By the end of 2025, its outstanding technology loans stood at 4.7 trillion yuan, up 20.1 percent year on year, while outstanding green loans totaled 5.93 trillion yuan, up 18.7 percent.

Outstanding inclusive finance loans reached 4.35 trillion yuan, an increase of 749.9 billion yuan. Outstanding personal consumption loans, including credit card lending, came in at 1.45 trillion yuan, up 9 percent.

The bank’s net profit and operating revenue both posted positive growth last year. Net profit reached 292 billion yuan, up 3.3 percent year on year, while operating revenue rose to 725.3 billion yuan, up 2.1 percent.

Asset quality remained stable and sound, with the bank’s non-performing loan ratio standing at 1.27 percent at the end of 2025, down 0.03 percentage points from the beginning of the year.